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Golden Visa Health Insurance

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Golden Visa Health Insurance
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What is Golden Visa Health Insurance?

A golden visa is a special type of visa that allows foreign nationals to stay for up to 10 years in the UAE without needing a sponsor. It attracts skilled professionals, entrepreneurs, and investors to the UAE. The golden visa also allows individuals to bring along their families. However, expatriates and other foreign nationals require comprehensive health insurance to cover medical treatment expenses during their stay in the UAE. Health insurance for golden visa holders offers customized healthcare plans with global coverage for expat professionals and their families. They can access the best healthcare facilities without worrying about medical bills. They also get comprehensive coverage at discounted rates.

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Rules of Golden Visa Health Insurance

There are some basic rules governing the golden visa health insurance. It is recommended that you are aware of these rules before you sign up for a policy.

Coverage for Self & Dependants

The health insurance policy must cover every family member. If your employer does not provide health coverage to your family, the onus is on you to provide the same for all the people under your sponsorship.

Payment of Bills

The golden visa holders (and not their dependents) are responsible for paying the premiums on medical insurance. They should also bear the expenses of any medical treatment if their dependents do not have health insurance coverage.

Insurance Validity

Golden visa holders should ensure that the health insurance coverage for their dependents remains valid until the expiry of the visa

Submission of Documents

Golden visa holders should provide the policy documents when they apply for a residence visa for their dependents

Types of Golden Visa Medical Insurance

The right healthcare plan meets all your requirements and also complies with the specifications of the UAE golden visa. The various types of golden visa medical insurance are as follows

Basic Health Insurance

Every resident of the UAE (including golden visa holders) should compulsorily have minimum healthcare coverage. This is also called the Essential Benefits Plan (EBP) and covers essential medical services such as hospitalization, diagnostic procedures, maternity care, etc.

Individual Health Insurance

If you are a single person holding a golden visa, individual healthcare plans are ideal for your needs

Family Health Insurance

A UAE golden visa holder with dependent family members can purchase family floater plans to cover self, spouse, and children.

Group Health Insurance

Most employers in the UAE offer group medical insurance plans to cover their employees. These plans may or may not cover the families of employees.

Comprehensive Health Insurance

These plans are suitable for people who want higher coverage, additional features, an extensive healthcare network, and advanced healthcare facilities

Enhanced Health Insurance Plans

Golden visa holders who want a wider range of benefits such as critical illness coverage, specialist consultations, dental services, and special services at hospitals can opt for enhanced health insurance plans

How to Get Health Insurance for Golden Visa Holders?

The following step-by-step procedure can help you get golden visa insurance in the UAE

  1. Visit the official website of Prominent Insurance Brokers. Enter your details in the health insurance quote form.
  2. Once you provide all the required details in this form, click on the ‘Submit’ button.
  3. One of our executives will soon get in touch with you. Our team of experts will guide you to buy the best health insurance for golden visa holders in the UAE. You can make the payment online.

You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.

Factors Affecting Golden Visa Health Insurance

Some of the important factors affecting the choice of golden visa health insurance are as follows


The healthcare plan you choose must comply with the specific requirements of the UAE government for golden visa holders. This includes basic medical services, medical emergencies, maternity care, prescription medications, etc.

Coverage for Dependents

It is the responsibility of golden visa holders to ensure that every person under their sponsorship has health insurance coverage

Sum Assured Limits

The health insurance plan should have sufficient coverage for standard medical services and your specific requirements. Higher coverage may be required for people with serious or chronic health conditions.

Healthcare Network

It is beneficial to choose a health insurance provider with a superior network of clinics & hospitals. Policyholders should have easy access to this network.

Premium Payable

The premiums should be affordable, and the policy features should offer the right value for the price. Please compare different plans and choose the one that offers comprehensive coverage at a reasonable cost.

Frequently Asked Questions on Golden Visa Health Insurance

The golden visa is a long-term residence visa that allows foreign nationals to stay in the UAE for up to 10 years. This visa is not tied to any employer or sponsorship. The Golden visa holders also have the option to bring their families to the UAE.

Yes. The UAE golden visa holders must provide health insurance coverage for themselves and other people under their sponsorship if the same is not provided by the employer.

The health insurance plan you choose must comply with all the requirements of the UAE Golden visa. Further, please look for features in the plan based on your specific requirements.

The UAE golden visa is a long-term visa valid for 5/10 years. However, health insurance is an annual contract that must be renewed annually upon expiry.

The cost (i.e. the premium payable) of a golden visa health insurance plan depends on several factors such as the age of the applicant, sum assured limit, policy features, etc. Please contact our executives, who can help you choose the best plan at affordable premiums.