Third Party Car Insurance

Keeping your car insured is essential for any driver, as it can protect you from unexpected financial losses in the event of a collision. When it comes to protecting yourself and your car, you must consider adding third-party car insurance to your coverage.

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What is Third-Party Car Insurance?

Coverage under Third-party car insurance protects the insured against liability for injuries sustained or property damaged by a third party

Is Third-Party Insurance Mandatory?

Yes. It is mandatory under the UAE law to buy a 3rd party car insurance. Every vehicle owner must buy this policy and renew it on expiry.

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What’s Covered in Third-Party Car Insurance?

Third-party insurance offers compensation for the following losses.

What’s Not Covered in Third-Party Car Insurance?

Third-party liability insurance does not cover the following:

How to Buy Third-Party Car Insurance?

It’s easy to buy a third-party insurance policy from PIB Secure. Follow the steps listed below.

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Visit website

Visit the official website:

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Select Personal motor insurance

Under ‘Motor Insurance’ on the home page, you should select ‘personal motor insurance.’

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Click Quote

Scroll down and click on ‘Quote’ to request a third-party car insurance quote

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Submit details

Provide all the required details and click ‘Submit.’

Reach out to our executives for prompt responses. Get the best third-party car insurance.

How to Renew Third-Party Liability Insurance?

Follow these simple steps to renew the policy:

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Go to the ‘Motor Insurance’ section on the home page. Select personal motor insurance. Enter the details related to your third-party car insurance policy to get the premium quote

Step 3

Renew the policy by making the online payment

Documents Required To Buy Third-Party Car Insurance

The list of documents required to purchase an online third-party car insurance policy in the UAE is given below.

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Driving License

Driving License of the car owner

Car registration

Car registration number and related documents

Car details

Engine number, chassis number, and other details about the car.

Emirates ID

A copy of Emirates ID

How to Claim the Third-Party Car Insurance?

The procedure to file a claim in third-party insurance will depend upon the situation.

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Situation 1: When the fault is yours

Lodge a police complaint immediately and contact PIB Secure

Once we receive the claim from the third party, we shall conduct our investigation and process the same 

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Situation 2: When the third party is at fault

Lodge a police report immediately and contact PIB Secure

Things to Consider When Making a Third-Party Car Insurance Claim

Do not delay the filing of the police report. 

Contact a PIB executive immediately

Collect the third-party insurance details of the other party

Advantages & Disadvantages of Third-Party Car Insurance

A comparison of comprehensive car insurance plans with third-party insurance is given in the table below.


of Third-Party Car Insurance


of Third-Party Car Insurance


Complete protection against third-party claims


Third-party liability insurance plans only provide cover for third-party claims


No legal & financial hassles due to accidents


No compensation for loss or theft of your car


Third-party insurance plans available online at affordable premiums

Frequently Asked Questions on Third Party Insurance

A third-party insurance plan is a policy that protects you against any kind of third-party claims due to an accident.

It is a mandatory requirement under law for every vehicle owner to purchase third-party insurance.

No. If you have bought a comprehensive cover, stand-alone 3rd party insurance is not required.

A typical third-party liability cover has a term of 13 months. You must renew it every year.

PIB Secure offers the best third-party car insurance at highly affordable premiums. Register for a quote on our website to get the cheapest third-party insurance.


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