Prominent Insurance Brokers

Travel Insurance for Schengen Visa

Get the Best Insurance Plan that fits for your Need

travel insurance for Schengen visa

Get a Quote for Travel Insurance for Schengen Visa

What is Schengen Travel Insurance?

Schengen Travel Insurance is a type of travel insurance policy that offers insurance coverage while you travel to any of the Schengen countries. A single insurance plan covers your travel to any of the 27 countries that are part of the Schengen group.
The Schengen insurance plans are designed exactly according to the requirements specified by the Schengen authorities. The features and benefits of these plans are similar to other international travel insurance schemes.
travel insurance

Is Travel Insurance Mandatory for a Schengen Visa?

Yes. Travel insurance for Schengen visas is the most important requirement if you want to travel to any of these countries. You cannot apply for a Schengen visa without submitting your travel insurance documents.

What are the Schengen Countries?

The Schengen region refers to the 27 European countries that abolished their internal borders to allow the free movement of people. This makes it easy for people to travel across these countries without many restrictions and long formalities.

The Schengen Visa Countries List




Czech Republic
























What is Schengen Visa?

A Schengen visa is an official document that authorizes non-Europeans to travel to any of the 27 countries that are part of the Schengen area. These countries have abolished passports and other types of border controls. Once you obtain this visa, you can travel freely within this region without presenting your passport and undergoing customs checks at the respective borders.
all about Schengen visa

What are the Different Types of Schengen Visas?

Schengen visas are categorized based on the number of entries permitted and the purpose of the visit. There are further sub-divisions within these major categories. A detailed guide for the Schengen visas is given below.
file info

Uniform Schengen Visa

A uniform Schengen visa allows the traveler to stay in a Schengen region for a maximum of 90 days. You can get this visa from any of the Schengen countries. It has the following three sub-categories.

Single-Entry Visa

The holder of a single-entry visa can enter the Schengen area only once. Once you leave the Schengen area, you cannot return on the same visa even if you have not completed the number of days permitted for your stay.

Double-Entry Visa

A double-entry visa allows you to enter the Schengen area twice on the same visa

Multiple-Entry Visas

This allows multiple entries within the Schengen area for the traveler. But you cannot stay more than 90 days within the six months duration. Multiple-entry visas are issued for one year, three years, and five years.

1-Year Multiple Entry Visa: You can get a multiple entry visa with 1-year validity if you have obtained at least three Schengen visas in the past two years and used them legally

3-Years Multiple Entry Visa: You can get a multiple entry visa with 3-year validity if you have used a 1-year multiple entry visa lawfully

5-Years Multiple Entry Visa: You can get a multiple entry visa with 5-year validity if you have used any of the above two visas for two years in the past three years

file info

Limited Territory Validity Visa

A limited territory validity visa allows the holder to enter only the countries that are mentioned on the visa. You cannot visit any other country in the Schengen region. This visa is generally issued on humanitarian grounds when people have to travel in the Schengen area without complete travel documents in place.

file info

National Visas

A national visa is a permanent resident visa for Schengen countries. You can apply for and obtain this visa if you want to move to any of the Schengen countries for study or work purposes. It is issued either as a single-entry or a multiple-entry visa

file info

Schengen Visas Based on Travel Purposes

Tourist Visa

This visa allows you to visit the Schengen countries for a holiday/vacation

Business Visa

This visa allows you to travel to the Schengen countries for work or business

Official Visit Visa

You can obtain an official visit visa if you visit the Schengen area as part of an official delegation

Medical Visa

This visa is meant for people traveling to Schengen countries for medical treatment

Study Visa

This visa is meant for students who get wish to study at any of the universities in the Schengen region

Transit Visa

This visa is required if you want to travel through the Schengen countries to reach any other country

Event-Related Visa

This visa is for people who want to travel to the Schengen area to take part in sports, cultural, or other events

Why Do You Need Schengen Travel Insurance?

Policyholders get the following benefits when they get travel insurance for a Schengen visa

It helps you fulfill the mandatory legal requirements prescribed by the Schengen Visa Authority.

Travelers get medical insurance coverage for emergency situations that they may face during their travel.

A Schengen travel insurance plan also provides coverage for Covid-19 tests, quarantine, and treatment.

Schengen visa insurance offers compensation if your baggage gets lost or delayed during your trip.

You get financial compensation for travel-related inconveniences such as trip cancellations, personal liability, etc.

A single plan covers your travel across multiple countries in the Schengen area.

Schengen insurance provides financial protection during travel to give you complete peace of mind.

Schengen Travel Insurance Insights



Eligibility Criteria

Citizens or residents of the UAE aged between 30 days to 65 years

Countries Covered

27 European countries

Major Benefits Covered

Emergency medical expenses, trip delays & cancellations, baggage loss or delay, loss of travel documents & personal belongings.

Covid-19 Coverage

Covid-19 Coverage

Minimum Sum Insured

30,000 Euros

Policy Extensions

Available at the insurer’s discretion

Claim Settlement Procedure

Both online and offline

What is Covered Under Travel Insurance for Schengen Visa?

A Schengen travel insurance policy includes the following benefits and services.

Medical Insurance Benefits

Trip Inconvenience Benefits

What is not covered under Travel Insurance for Schengen Visa?

The general exclusions of a Schengen visa insurance plan are listed below.

Schengen Visa: Procedure and Required Documents

UAE citizens holding a valid UAE passport are not required to get a Schengen visa to enter the Schengen countries and stay there for 90 days. But a Schengen visa is required for UAE residents and ex-pats. The detailed procedure is given below.

Collect the visa application form. Print two copies of the same and fill them up. Sign properly at the specified places.

Check with your travel agent to find out which Schengen country has to give you the visa. The visa center that you have to visit depends on the country you choose.

Get an appointment with the visa center in the UAE. Please carry the visa application form and other required documents.

Attend the interview at the visa center and submit all the required documents.

You will be notified once your application is processed and approved.

The following documents are required to complete the Schengen visa insurance requirements.

The visa application form must be duly filled up and signed

A valid passport that is not more than ten years old. The validity must extend at least three months beyond the date of departure from the Schengen area.

Two passport-sized photographs that are not older than three months with a bright-colored background

A valid proof of residence in the UAE that extends at least three months beyond the date of departure from the Schengen area

Proof of to and from flight tickets and accommodation proof in the Schengen area.

A cover letter stating the reason for visiting the Schengen countries.

Proof of financial resources to support yourself in the Schengen area.

Schengen travel insurance documents.

Eligibility Criteria for Schengen Travel Insurance in Dubai

The basic eligibility criteria for Schengen insurance online are as follows:

Resident & Age

Citizens or residents of the UAE who are at least 18 years of age

Insurance plan

Children aged above 30 days and below 18 years can be included as dependents in their parents' insurance plans. Elderly people (aged above 65 years) should buy the senior citizens' travel insurance plan.


Documents such as a passport, resident visa, and Emirates ID have to be submitted to the insurance provider.

Frequently Asked Questions on Schengen Travel Insurance

The premium for Schengen travel insurance depends on several factors, like the features, the sum insured, and the insurance company. The premium starts at around AED 40-50 per day

The Schengen travel insurance policy is canceled, and you will get a refund for the same if your visa application gets rejected.

Yes. You should have a separate Schengen travel insurance plan for senior citizens aged above 65 years, as they cannot be included in your family plan.

A Schengen visa insurance only covers your travel to the Schengen group of countries. It is recommended that you buy a separate travel insurance plan for other countries.

Yes. Travel insurance is mandatory to obtain a Schengen visa from the UAE. The insurance policy must be designed in accordance with the requirements specified by the Schengen authorities. This typically includes insurance coverage for medical emergencies, accidents, and repatriation of mortal remains. The policy must be valid for the entire duration of your trip.


Disclaimer: The information mentioned here is gathered from sources deemed to be reliable & trustworthy. The Travel Insurance for Schengen Visa may have limitations, exclusions, and other terms and conditions that may affect coverage. It is important to carefully review the policy wording before making any decision.