Sukoon Health Insurance
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About Sukoon Health Insurance
Sukoon Insurance is an award-winning insurance provider based in Dubai. It is one of the largest public insurance companies in the region that offers comprehensive insurance solutions to both individuals and businesses. The company has an exemplary track record of over 47 years in the insurance industry.
Sukoon Health Insurance offers health plans for individual policyholders and families. An extensive network of healthcare providers, affordable premiums, and speedy claim settlements ensure that customers get the best medical coverage in the UAE. Sukoon Health Insurance was earlier known as Oman Health Insurance.
Sukoon Health Insurance Plans in the UAE
Sukoon Health Insurance offers DHA-compliant EBP plans for Dubai residents. The plans are highly affordable, with premiums starting at just AED 560 per year. Policyholders can avail of direct billing facilities at over 1,500 healthcare providers. Pre-existing and chronic health conditions are covered with zero waiting period for previously insured members.
Sukoon Medical Insurance plans provide coverage of up to AED 150,000 per person per year. Customers can choose from any of the following three DHA-compliant plans by using the user-friendly online application portal.
DHA Easy
This DHA-compliant plan offers medical insurance for domestic workers. They can enjoy health insurance benefits at 1,500+ healthcare centres across the UAE.
DHA Family
Employees with a monthly salary below AED 4,000 get all the essential basic covers in one simple health insurance plan. It protects individuals and their dependent family members against medical emergencies.
DHA Family Plus
This plan is recommended for employees with a salary above AED 4,000 per month. It includes all the basic benefits along with some additional ones to provide comprehensive coverage to individuals and their dependents.
What is Covered Under Sukoon Medical Insurance?
The following benefits are covered under Sukoon/Oman Medical Insurance
Inpatient Treatment
- Health insurance coverage of up to AED 150,000 per person per year
- Accommodation of a patient in the hospital with 20% co-insurance
- Emergency medical treatments with 20% co-insurance
- Tests, diagnostic procedures, treatments, and surgeries for non-urgent medical cases with 20% co-insurance
- Transportation services for medical emergencies
- Maternity services that include normal delivery, C-section, and treatment for complications
Outpatient Services
- Medical examination, doctor’s consultation, and laboratory tests with 20% co-insurance
- X-ray diagnostic services, including MRI, CT Scan, and endoscopies, with 20% co-insurance
- Physiotherapy treatment with a referral from a specialist and prior approval from Sukoon
- Pharmacy bills
- Services related to pregnancy and gynaecology
What is not covered under Sukoon Medical Insurance?
The general exclusions of Oman/Sukoon Health Insurance are listed below:
- Healthcare services that are not medically important or necessary
- Expenses related to dental treatment, prostheses, and orthodontic treatments
- Custodial care that includes non-medical treatment and healthcare services that do not change the medical condition of the patient
- Cosmetic procedures and any type of treatment for obesity
- Mental health diseases (except emergency conditions)
- Medical services provided by unauthorised healthcare providers
- Health services/programs for treating smoking and nicotine addiction
- Treatment of injuries arising due to involvement in professional sports activities
- Any inpatient treatment that can be carried out on an outpatient basis without adversely affecting the patient’s health
Features and Benefits of Sukoon Health Insurance
An overview of the key features and benefits of Sukoon Health Insurance is provided below:
Wide Choice
A wide variety of plans are available for individuals, families, and domestic help personnel.
Affordable Premiums
With premiums starting at just AED 560 per year and attractive discounts, Sukoon Health Insurance plans offer complete value for money.
Extended Coverage
Both UAE nationals and expatriates get medical coverage until 95 years of age.
Enhanced Protection
Policyholders get additional coverage for permanent disability and critical illnesses till the age of 65.
Zero Waiting Period
Pre-existing diseases and chronic health conditions are covered without waiting period restrictions for previously insured members.
Strong Network
An extensive network of over 500 hospitals & clinics and 1,500 pharmacies offer direct billing facilities to customers.
Easy Purchase
Both online & offline modes are available for customers to purchase policies. The online portal and mobile app make it convenient to view policy details, access eCards, find nearby hospitals, etc.
How to Buy Sukoon/Oman Health Insurance Online?
Step 1
Visit the official website of Prominent Insurance Brokers. Enter your details in the online get quote form.
Step 2
Once you provide all the required details in this form, click on the ‘Submit’ button.
Step 3
One of our executives will soon get in touch with you. You will be guided by our team to buy a Sukoon/Oman Health insurance plan in the UAE. You can make the payment online.
You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.
Frequently Asked Questions on Sukoon Health Insurance
Yes. There are several plans of Sukoon Health Insurance that offer worldwide coverage to policyholders. Some of them may cover you only within the UAE.
Although you can choose a healthcare provider outside our network, you will have to pay the bills first and later claim reimbursement for the same. You also need to inform us before getting admitted for elective hospitalisation.
Yes. Sukoon Medical Insurance Plans cover pre-existing & chronic health conditions without any waiting period for people who were previously insured. Otherwise, a waiting period of 6 months will be applicable.
The DHA-compliant essential benefits plan (EBP) offered by Sukoon Health Insurance has a sum assured of AED 150,000 per person per year.
Disclaimer:
Sukoon Health Insurance plans may have limitations, exclusions, and other terms and conditions that may affect coverage. It is important to carefully review the policy wording before making any decision.