Travel Insurance Philippines from Dubai

Best Travel Insurance Philippines
The enchanting beaches, luxury resorts, lush green vegetation, diverse wildlife, cosmopolitan cities, beautiful churches, and delicious cuisine of the Philippines attract millions of tourists from across the world. Around 5.45 million international tourists visited this island nation in 2023.
Before you embark on your dream trip, you should not forget the most important item on your checklist. Comprehensive travel insurance for the Philippines takes care of all hassles and ensures complete peace of mind while you are holidaying abroad.

Is Travel Insurance Mandatory for the Philippines?
Previously, a travel insurance policy with a minimum coverage of $35,000 was mandatory for foreign nationals visiting the Philippines. However, under the new guidelines issued in May 2022, travel insurance for Filipinos is highly recommended but not mandatory. It is advisable for foreign tourists to fully protect themselves against medical emergencies and travel inconveniences during their stay abroad.
Importance of the Philippines Travel Insurance
While you are having a gala time with your family savoring the best of what the Philippines has to offer, remember that any foreign trip is fraught with several risks. A single nasty incident can cause financial hardships and throw your life out of gear. A medical emergency can strike at any time. Last-minute flight disruptions and trip cancelations can cause severe anxiety. Theft, burglary, and loss of baggage or travel documents can jeopardize your travel plans.
Buying International Travel Insurance for the Philippines protects you against these unforeseen events by providing financial compensation for losses or expenses.
Benefits of the Philippines Travel Insurance

Health Coverage :
A medical emergency (accident, illness, etc) can occur at any time during your stay abroad. Health insurance is critical to avoid expensive medical bills and enable quick access to good healthcare facilities in a foreign country. It also covers the cost of emergency medical evacuation

Coverage for Flight Delays/Cancelations :
Travel insurance provides compensation for losses and unexpected expenses that arise due to last-minute flight delays or cancelations

Coverage for Trip Cancelations :
International travel insurance provides reimbursement for non-refundable expenses such as flight tickets, hotel charges, other activities, etc. if the trip gets canceled due to unexpected events such as sickness, political unrest, or a natural calamity

Coverage for Theft or Burglary :
Travel insurance also provides emergency assistance if you happen to lose your cash, baggage, or travel documents abroad

Liability Coverage :
Travel insurance covers the potential third-party claims that may arise if your actions in a foreign country injure other people or damage their properties

Peace of Mind :
A comprehensive travel insurance policy relieves you from any stress due to unexpected events that may spoil your vacation in the Philippines
Philippines Travel Insurance Requirements
As per the new guidelines issued by the Philippines government, foreign tourists do not require any travel insurance to enter the country. However, it is advisable to purchase travel insurance to cover medical emergencies, evacuation, loss of documents, and other exigencies.
Documents Required to Travel to the Philippines
The set of documents needed to travel to the Philippines from the UAE is as follows:
Original passport with a validity of at least 6 months
UAE residence visa with a validity of at least 90 days (for residents)
Latest photographs with a white background
Bank statements for the past 3 months
An NOC from your employer with details of your job, designation, income, etc
A valid return ticket
One Health Pass Information to travel to the Philippines
The One Health Pass registration was an important prerequisite for foreign travelers entering the Philippines. However, the government has now abolished this requirement and replaced it with the eTravel Card. This new card is simple, requires less information about the traveler, and is meant to ease the entry process.
Foreign travelers are now required to register on the eTravel platform and produce proof of this registration upon their arrival in the Philippines. They are required to provide some basic information and submit a declaration of their health.
How to Get Travel Insurance for the Philippines?
The following step-by-step procedure can help you buy Travel Insurance Philippines online in the UAE:
Visit the official website of Prominent Insurance Brokers. Enter your details in the international travel insurance quote form
Once you provide all the required details in this form, click on the ‘Submit’ button
One of our executives will soon get in touch with you. You will be guided by our team of experts to buy the best travel insurance for the Philippines in the UAE. You can make the payment online.
You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.
What is Covered Under Philippines Travel Insurance?
1) Health Coverage:
- Emergency Medical Treatment: This covers all types of medical emergencies while you are abroad. It reimburses the expenses of hospitalization, lab tests, doctor’s consultations, and medicines
- Medical Evacuation: This covers the cost of moving to your home country if you face a medical emergency and prefer to undergo treatment back home
- Personal Accident Coverage: A personal accident policy offers compensation for any injury, disability, or death due to accidents
- Repatriation: Travel insurance covers the expenses of repatriating a dead person’s mortal remains to his/her home country
2) Trip-Related Inconveniences
- Trip Cancellations: This covers the financial losses due to sudden cancellations or delays in your foreign trips due to unavoidable reasons such as illness, political or civil unrest, and natural calamity
- Flight Delays & Cancellations: This covers the financial losses due to last-minute delays or cancellations in your flights due to unexpected situations
- Hotel Booking: Travel insurance also covers the cost of non-refundable hotel charges if they get canceled
- Personal Liability: This covers the third-party claims arising due to accidents or mishaps during foreign travel
3) Luggage & Baggage Insurance
- Baggage: The loss of your baggage is covered under travel insurance. Any delay or loss of checked-in baggage will also be compensated
- Personal Documents: Loss of personal documents such as passports, driving licenses, and bank cards can land you in serious trouble in a foreign country. Travel Insurance offers compensation for this loss
What is Not Covered Under Philippines Travel Insurance?
1) Medical Exclusions
- A medical condition that has deteriorated abroad due to any pre-existing disease
- Pregnancy-related expenses
- Cosmetic treatments and wellness therapies
- Injuries caused under the influence of alcohol or prohibited drugs
1) Travel-Related Exclusions
- Travel without a valid visa
- Traveling to the Philippines despite serious health issues or against the doctor’s advice
- Traveling to the Philippines solely for medical treatment
3) Legal Exclusions
- Bodily injuries caused by engaging in illegal or unlawful activities
- Self-inflicted injuries or injuries caused due to a suicide attempt
- Participation in hazardous activities
- Any expense that arises due to being booked for a criminal act or an activity in contravention of the foreign country’s laws
Visa Information to Fly to the Philippines
The following step-by-step procedure can help you get a visa to fly to the Philippines from the UAE.
Check and confirm the type of visa you need based on your travel purpose and duration of stay
Gather all the required documents as discussed above along with the completed visa application form
Visit the website of the Philippine Embassy in the UAE or the Philippine Consulate General and schedule an appointment
Visit the Embassy or the Consulate on the scheduled date and time. Submit your visa application along with the documents and pay the applicable fees
Attend the visa interview if you are asked to do so by the authorities
Wait for a few days for the processing and approval of your visa application. You can track the status online
Visit the Embassy or the Consulate on the notified date to collect your visa
Details of the UAE Embassy in the Philippines
Frequently Asked Questions on Travel to the Philippines
Travel Insurance Philippines is an insurance policy designed for foreign nationals visiting the Philippines. This policy provides insurance coverage for medical emergencies, loss of baggage & travel documents, and legal liabilities during your stay in the Philippines.
As per the new guidelines issued in May 2022, travel insurance is not mandatory for foreigners visiting the Philippines. However, all foreigners are encouraged to purchase travel insurance to protect themselves against unforeseen events during their stay abroad.
The cost of travel insurance in Dubai depends on several factors such as the insurance provider, trip duration, coverage limits, and add-on features. Please contact our executives to get the best travel insurance for the Philippines.
Some of the most popular places to visit in the Philippines are:
- Manila Bay, Manila
- Chocolate Hills, Bohol
- Banaue Rice Terraces, Ifugao
- Siargao, NE coast of Mindanao
- Samal Island, Davao Gulf
- The National Museum, Manila
- Tagaytay, Calabarzon
- Danao Adventure Park, Bohol
- Donsol, Sorsogon Province
- White Beach, Boracay
The dry season from November-December to April is a great time to visit the Philippines. The weather is pleasant and ideal for sightseeing and outdoor activities.
UAE nationals can enter the Philippines without a visa if they intend to stay less than 30 days and have a return ticket. However, the residents must apply for and obtain a visit visa to enter the Philippines.
The Philippines visa fee in Dubai depends on the visa type and the service provider. A single-entry tourist visa typically costs around AED 300.
Yes. Most insurance providers in Dubai offer a free look period of 10 to 15 days for a travel insurance plan to the Philippines. You can check the plan and cancel the policy within this period without incurring any penalty or surrender charges.
No. Travel insurance is no longer mandatory to enter the Philippines. Further, travel insurance is generally meant for leisure or business travelers who return home after staying abroad for a certain period.
You can get travel insurance instantly after your flight bookings. However, travel insurance must be purchased before you begin your trip.