Public Liability Insurance

Two types of Public Liability Insurance are typically sold in the UAE.
COVER FOR PREMISES RISKS ONLY

Cover is provided only in respect of any third-party claims arising out of your premises. This could be a visitor slipping on a wet floor in your office or a Fire starting at your office and spreading to a neighbour.

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COVER FOR ALL BUSINESS ACTIVITIES (INCLUDING WORK AWAY)

Cover is provided in respect of any third-party claims arising out of your business activities. This could be from damage to a client’s property while you carry out some work there or injury to public while carrying out your business in a public area.

A public liability insurance will protect your business in the event a third-party person is injured, or their property is damaged because of your business activities or on your business premises.

Public Liability Insurance Becomes A Must For Businesses Which Involve:
Typical Scope of Public Liability Insurance
Do I Need Public Liability Insurance?

If your answer is yes to any of the above, you have some level of exposure towards third parties, and it is highly recommended to have a public liability insurance to cover these risks. You may additionally be required by contract to provide proof of such an insurance cover to your clients.

How Does The Cover Work?

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