Canine Insurance
Get the Best Insurance Plan that fits for Your Need
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What is Canine Insurance?
Types ofDog Insurance
1) Maximum Benefit Dog Insurance
This type of dog insurance covers both diseases and accidental injuries. Although there is no time limit for claims, this type of policy imposes limits on the amount you can claim. Once you touch the upper limit, you cannot make fresh claims even if you renew the policy.
2) Lifetime Dog Insurance
This policy offers a lifetime cover for your pet dog and remains valid as long as you don’t cancel the policy or let it lapse upon renewal. The coverage is up to the policy limit for a year, and the amount is reset when you renew the policy. Lifetime policies offer the most comprehensive insurance for dogs. Both illnesses and accidents are covered every year throughout the pet’s life.
3) Time-Limited Dog Insurance
This type of insurance covers illnesses and injuries for 12 months or until the policy limit is reached, whichever is earlier. This dog medical insurance plan shall not cover the same condition again, even if you renew the policy upon expiry.
4) Accident Only Dog Insurance
This policy covers veterinary treatment only for accidents and does not cover diseases or infections. Hence, it is the cheapest form of insurance for canines.
Why is it Important to Have Insurance for Dogs?
Further, dog insurance plans can help you find your pet if it gets stolen or goes missing. The cost of advertisement and reward shall be reimbursed up to specified limits. If your pet dog injures others or damages their property, the insurance policy offers compensation to settle third-party claims.
Eligibility Criteria to Get Dog Insurance in Dubai
The pet owner must be a citizen or a resident of the UAE with a valid Emirates ID.
The pet’s minimum age must be eight weeks, and its maximum age must be ten years. The existing insurance coverage shall cease to be valid when the pet turns eleven years old.
A pet must undergo mandatory vaccinations and annual dental checkups. It is also essential for a pet to be micro-chipped before buying pet insurance.
What is Covered Under Canine Insurance?
Veterinary treatment for accidental injuries, diseases, and infections. This includes the cost of laboratory testing, vet consultations, hospitalization, surgery, and medicines.
Third-party liabilities if the pet injures other people or causes damage to their property
The cost of advertisement and reward to find a lost or stolen pet
Some policies offer fixed death benefits and cover funeral expenses to provide relief to pet dog owners.
What is Not Covered Under Canine Insurance?
Pre-existing Health Conditions :
Dog insurance excludes diseases or injuries that already exist when purchasing the policy. Further, the policy may not cover any health condition that the pet has suffered in the past.
Non-Veterinary Expenses :
Insurance for dogs does not cover expenses such as grooming, wellness, special diet, supplements, and experimental therapies
Pregnancy :
Expenses related to the pet’s pregnancy and newborn pup care are not covered
Routine Care :
Pet dog insurance typically excludes routine checkups, vaccinations, and other preventive treatment
Waiting Period Claims :
Any claim made by the pet owner during the waiting period (usually the first 14 days) is usually not covered under canine insurance.
How to Choose the Right Dog Insurance Plan?
Advertisement Costs :
It is common for pets to stray and lose their way. Expensive breeds also face the risk of being stolen. Therefore, the dog insurance plan must cover the cost of advertising and rewards announced to find the missing pet.
Third-Party Claims :
Dog owners may face lawsuits and legal claims if their pets injure others or damage their property. So, the dog insurance policy you choose must cover third-party liabilities
Specific Health Conditions :
If your pet dog (or its breed) is vulnerable to certain ailments or infections, look out for a policy that covers this medical condition
Budget :
Choose an accident-only plan if you have financial constraints and cannot afford a high premium. Otherwise, you can buy a plan that offers comprehensive coverage.
Compare Quotes :
Please contact a couple of insurance providers and obtain a range of quotes from them. Choose a plan that offers maximum benefits at a reasonable cost.
Tips to Keep Your Pet Healthy and Happy
Preventive Care
Schedule vaccinations, regular checkups, and veterinary visits to ensure your pet stays fit and healthy
Nutritious Diet
Keep the food relevant to your pet’s age, breed, and health condition. Avoid junk food and never overfeed the pet. Consult the veterinarian for appropriate dietary advice.
Activities
Take your dog out in the sun for regular walks. Engage the pet in creative play activities to keep it agile and active. Design a daily regimen to make the pet feel comfortable.
Wellness
You need to take special care to brush, bathe, and trim your furry buddy. Pamper the pet with regular spa sessions to keep it well-groomed.
Safety
Keep the pet safe both indoors and outdoors. Provide a neat, cozy space for the dog to rest and remove hazardous objects in the surroundings that may hurt your pet.
Strong Bonding
Shower your pet with lots of love, care, and affection. Let the dog spend ample time with all your family members and forge a strong bond with all of them. Take the pet with you on family vacations.
How to Buy Canine Insurance?
Visit the official website of Prominent Insurance Brokers. Enter your details in the pet insurance quote form.
Once you provide all the required details in this form, click on the ‘Submit’ button.
One of our executives will soon get in touch with you. Our team of experts will guide you to buy the right dog insurance plan. You can make the payment online.
#Note: You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.
Frequently Asked Questions on Canine Insurance
No. Canine insurance generally does not cover routine care and preventive treatments, including vaccination. However, you can purchase a routine wellness add-on cover to include vaccines.
The premium for a dog insurance plan is not uniform and varies between insurance providers. The dog insurance cost depends on various factors such as the pet’s age, breed, health condition, and the type of policy.
Only a few plans cover prescription food in Dog Insurance Dubai. If the basic plan does not cover prescription food, pet owners can purchase an optional rider to enjoy this benefit.
No. Dog insurance plans usually do not cover pre-existing medical conditions. If the dog suffers from any health issues at the time of purchasing the policy, related treatments will not be covered by the insurer subsequently.
The basic dog insurance plans offered by most insurers do not cover dental care. Please choose comprehensive coverage (at higher premiums) if you want to include dental treatments.
