Third Party Car Insurance
Keeping your car insured is essential for any driver, as it can protect you from unexpected financial losses in the event of a collision. When it comes to protecting yourself and your car, you must consider adding third-party car insurance to your coverage.
Get a Quote for Car Insurance
What is Third-Party Car Insurance?
Coverage under Third-party car insurance protects the insured against liability for injuries sustained or property damaged by a third party
Is Third-Party Insurance Mandatory?
Yes. It is mandatory under the UAE law to buy a 3rd party car insurance. Every vehicle owner must buy this policy and renew it on expiry.
What’s Covered in Third-Party Car Insurance?
Third-party insurance offers compensation for the following losses.
- Any injury or death caused to a third party
- Any damage caused to the property of a third party
What’s Not Covered in Third-Party Car Insurance?
Third-party liability insurance does not cover the following:
- Damages caused to the insured car either by accident or a natural disaster
- Injury or death of the owner of the insured vehicle
- Loss or theft of the insured car
- Third-party liability arises when the driver does not possess a valid driving license
- Third-party insurance policy does not cover claims arising out of contractual liabilities
- Damages caused when the insured vehicle is used for unlawful activities
- Liabilities that arise when the car is used outside the specified geographical area
- War or nuclear risks are not covered by third-party insurance
How to Buy Third-Party Car Insurance?
It’s easy to buy a third-party insurance policy from PIB Secure. Follow the steps listed below.
Visit website
Visit the official website: www.pibsecure.com
Select Personal motor insurance
Under ‘Motor Insurance’ on the home page, you should select ‘personal motor insurance.’
Click Quote
Scroll down and click on ‘Quote’ to request a third-party car insurance quote
Submit details
Provide all the required details and click ‘Submit.’
Reach out to our executives for prompt responses. Get the best third-party car insurance.
How to Renew Third-Party Liability Insurance?
Follow these simple steps to renew the policy:
Step 2
Go to the ‘Motor Insurance’ section on the home page. Select personal motor insurance. Enter the details related to your third-party car insurance policy to get the premium quote
Step 3
Renew the policy by making the online payment
Documents Required To Buy Third-Party Car Insurance
The list of documents required to purchase an online third-party car insurance policy in the UAE is given below.
Driving License
Driving License of the car owner
Car registration
Car registration number and related documents
Car details
Engine number, chassis number, and other details about the car.
Emirates ID
A copy of Emirates ID
How to Claim the Third-Party Car Insurance?
The procedure to file a claim in third-party insurance will depend upon the situation.
Situation 1: When the fault is yours
Lodge a police complaint immediately and contact PIB Secure
Once we receive the claim from the third party, we shall conduct our investigation and process the same
Situation 2: When the third party is at fault
Lodge a police report immediately and contact PIB Secure
Things to Consider When Making a Third-Party Car Insurance Claim
Do not delay the filing of the police report.
Contact a PIB executive immediately
Collect the third-party insurance details of the other party
Advantages & Disadvantages of Third-Party Car Insurance
A comparison of comprehensive car insurance plans with third-party insurance is given in the table below.
Advantages
of Third-Party Car Insurance
Disadvantages
of Third-Party Car Insurance
Claims
Complete protection against third-party claims
Coverage
Third-party liability insurance plans only provide cover for third-party claims
Accidents
No legal & financial hassles due to accidents
Compensation
No compensation for loss or theft of your car
Avalability
Third-party insurance plans available online at affordable premiums
Frequently Asked Questions on Third Party Insurance
A third-party insurance plan is a policy that protects you against any kind of third-party claims due to an accident.
It is a mandatory requirement under law for every vehicle owner to purchase third-party insurance.
No. If you have bought a comprehensive cover, stand-alone 3rd party insurance is not required.
A typical third-party liability cover has a term of 13 months. You must renew it every year.
PIB Secure offers the best third-party car insurance at highly affordable premiums. Register for a quote on our website to get the cheapest third-party insurance.
AD SPACE
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A comprehensive car insurance policy offers complete insurance coverage to the policyholder, the vehicle...
Third Party Insurance
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