Oman / Sukoon Car Insurance
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About Sukoon Insurance
Sukoon Car Insurance is one of the best auto insurance plans in the UAE. This plan is available for individuals and families to protect their vehicles against theft, accidental damage, and third-party liabilities.
Types of Insurance Available in Oman Car Insurance
Comprehensive Sukoon Car Insurance
This plan offers the best value in the market by covering both own-vehicle damage and third-party liability due to accidents.
Third-Party Sukoon Car Insurance
A third-party insurance plan covers the risk of property damage, injury, or death to any third party due to accidents.
Why Do You Need to Have Car Insurance With Sukoon Insurance?
Value for Money
You get unmatched coverage and benefits at attractive premiums with innumerable add-ons.
Fully Automated Claims
Policyholders are eligible for contactless claim approvals directly at the garage with end-to-end SMS tracking.
Premium Garage Services
You can avail of the best services at premium garages such as Dynatrade, Autotrust and AG Cars for all your non-agency car repairs.
Instant Policy Purchase
You can quickly buy or renew your car insurance plan online with no hassles
Roadside Assistance
Oman motor insurance plan offers 24x7 emergency roadside assistance to your vehicle anywhere in the UAE and GCC regions.
Importance of Car Insurance in the UAE
Car insurance is mandatory for vehicle owners in the UAE. Driving your car without insurance is a punishable offence under the UAE RTA law, with hefty fines for violation. Basic third-party car insurance is the minimum legal requirement.
Car insurance provides financial protection when your car is damaged in an accident or mishap. It also covers the risk of theft. A third-party liability insurance plan covers the risk of bodily injuries and damage to the property of other people. So a car insurance policy safeguards you from financial and legal consequences arising due to accidents.
What is Covered Under Oman Car Insurance?
Comprehensive Plan
Particulars
Third-party limit (bodily injury)
Details
as decided by the UAE courts
Third-party limit (property damage)
up to AED 3,500,000
Loss or damage to own vehicle
up to the sum insured amount
Loss of use allowance
as per the policy terms & conditions
Damage due to riots or strikes
upto AED 329,000
Valet parking theft coverage
up to AED 329,000
Ambulance service
up to AED 6,770
Damaged windscreen coverage
up to AED 3,000
Third-Party Insurance Plan
Particulars
Third-party limit (bodily injury)
Details
as decided by the UAE courts
Third-party limit (property damage)
up to AED 3,500,000
Loss of use allowance
as per the policy terms & conditions
Ambulance service
up to AED 6,770
Sukoon Car Insurance also has a strategic partnership with premium garages such as Dynatrade, Autotrust and AG Cars for high-quality repairs & services.
What is Not Covered Under Oman Car Insurance?
Accidents caused by drivers who do not possess a valid driving license.
Loss or damage to the car when the driver is under the influence of alcohol or drugs.
Loss or damage to the car if it is involved in illegal activities. The use of the insured vehicle for purposes other than those specified by the policy will not be covered.
Loss or damage that occurs to the vehicle off the road is not covered under Oman Car Insurance Dubai.
Loss or damage to the car while it is used outside the geographical limits.
Indirect losses that occur due to some defects or breakdown of mechanical/electrical devices.
Accidents caused by natural disasters such as floods, hurricanes, earthquakes, etc.
New car replacement in case of complete loss or damage to the insured vehicle.
Add-Ons for Sukoon Car Insurance Plans
Particulars
Third-Party Property Damage
Details
Up to AED 3,500,000
Personal accident coverage (for the driver)
Up to AED 200,000
Personal accident coverage (for passengers)
Up to AED 200,000
Personal injury (insured & spouse)
AED 30,000
Geographical Expansion Cover
Includes Oman
Off-road cover (for SUVs with off-road capability only)
Up to the Sum Insured
Natural Calamity Cover
Up to the Sum Insured
Emergency Medical Expenses
Up to AED 5,000 (per person)
Personal Belongings (annual limit)
Up to AED 5,000
Windscreen Damage (no deductibles payable)
Up to AED 3,000
Replacement of Locks
Up to AED 1,000
Valet Parking Theft (at hotels & shopping malls)
Up to the Sum Insured
Auto Gap (total loss of brand new car only)
Up to the Sum Insured
How to Buy Oman Car Insurance Via Prominent Insurance Brokers?
Step 1
Visit the official website of Prominent Insurance Brokers. Enter your details in the Oman/Sukoon car insurance online get quote form.
Step 2
Once you provide all the required details in this form, click on the ‘Submit’ button.
Step 3
One of our executives will soon get in touch with you. You will be guided by our team to buy the best car insurance plan in the UAE. You can make the payment online.
You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.
Frequently Asked Questions on Sukoon Car Insurance
The comprehensive car insurance plan from Sukoon Insurance extends its coverage to Oman. You can get the same benefits in Oman too.
Yes. You can renew the Oman Car Insurance policy in any Emirate. You can also get the motor insurance certificate from the nearest branch.
Sukoon Car Insurance will reimburse the loss or damage caused due to accidents only. Any other damage will not be covered by the policy.
As long as the driver is legally authorized to drive in the UAE, the loss or damage will be covered by the policy.
Disclaimer: The motor insurance policy or plan may have limitations, exclusions, and other terms and conditions that may affect coverage. It is important to carefully review the policy wording before making any decision.