Oman / Sukoon Car Insurance

Get the Best Insurance Plan that fits for your Need

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Get a Quote for Car Insurance

About Sukoon Insurance

Sukoon/Oman Insurance is a leading provider of insurance services in the UAE. The multi-award-winning company has a distinguished track record of over 47 years in the insurance industry, with branches all over the country. The company offers some of the best plans in the life, health, motor, home, travel, and business insurance segments. Oman Insurance is now known as Sukoon Insurance.

Sukoon Car Insurance is one of the best auto insurance plans in the UAE. This plan is available for individuals and families to protect their vehicles against theft, accidental damage, and third-party liabilities.
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Why Do You Need to Have Car Insurance With Sukoon Insurance?

A Sukoon Car Insurance plan offers the following benefits to the policyholders in the UAE:

Value for Money

You get unmatched coverage and benefits at attractive premiums with innumerable add-ons.


Fully Automated Claims

Policyholders are eligible for contactless claim approvals directly at the garage with end-to-end SMS tracking.

Premium Garage Services

You can avail of the best services at premium garages such as Dynatrade, Autotrust and AG Cars for all your non-agency car repairs.

Instant Policy Purchase

You can quickly buy or renew your car insurance plan online with no hassles

Roadside Assistance

Oman motor insurance plan offers 24x7 emergency roadside assistance to your vehicle anywhere in the UAE and GCC regions.

Importance of Car Insurance in the UAE

Car insurance is mandatory for vehicle owners in the UAE. Driving your car without insurance is a punishable offence under the UAE RTA law, with hefty fines for violation. Basic third-party car insurance is the minimum legal requirement.
Car insurance provides financial protection when your car is damaged in an accident or mishap. It also covers the risk of theft. A third-party liability insurance plan covers the risk of bodily injuries and damage to the property of other people. So a car insurance policy safeguards you from financial and legal consequences arising due to accidents.

What is Covered Under Oman Car Insurance?

Oman Car Insurance Dubai has the following major inclusions:

Comprehensive Plan


Third-party limit (bodily injury)


as decided by the UAE courts

Third-party limit (property damage)

up to AED 3,500,000

Loss or damage to own vehicle

up to the sum insured amount

Loss of use allowance

as per the policy terms & conditions

Damage due to riots or strikes

upto AED 329,000

Valet parking theft coverage

up to AED 329,000

Ambulance service

up to AED 6,770

Damaged windscreen coverage

up to AED 3,000

Third-Party Insurance Plan


Third-party limit (bodily injury)


as decided by the UAE courts

Third-party limit (property damage)

up to AED 3,500,000

Loss of use allowance

as per the policy terms & conditions

Ambulance service

up to AED 6,770

Sukoon Car Insurance also has a strategic partnership with premium garages such as Dynatrade, Autotrust and AG Cars for high-quality repairs & services.

What is Not Covered Under Oman Car Insurance?

The major exclusions of Oman car insurance are listed below:

Accidents caused by drivers who do not possess a valid driving license.

Loss or damage to the car when the driver is under the influence of alcohol or drugs.

Loss or damage to the car if it is involved in illegal activities. The use of the insured vehicle for purposes other than those specified by the policy will not be covered.

Loss or damage that occurs to the vehicle off the road is not covered under Oman Car Insurance Dubai.

Loss or damage to the car while it is used outside the geographical limits.

Indirect losses that occur due to some defects or breakdown of mechanical/electrical devices.

Accidents caused by natural disasters such as floods, hurricanes, earthquakes, etc.

New car replacement in case of complete loss or damage to the insured vehicle.

Add-Ons for Sukoon Car Insurance Plans


Third-Party Property Damage


Up to AED 3,500,000

Personal accident coverage (for the driver)

Up to AED 200,000

Personal accident coverage (for passengers)

Up to AED 200,000

Personal injury (insured & spouse)

AED 30,000

Geographical Expansion Cover

Includes Oman

Off-road cover (for SUVs with off-road capability only)

Up to the Sum Insured

Natural Calamity Cover

Up to the Sum Insured

Emergency Medical Expenses

Up to AED 5,000 (per person)

Personal Belongings (annual limit)

Up to AED 5,000

Windscreen Damage (no deductibles payable)

Up to AED 3,000

Replacement of Locks

Up to AED 1,000

Valet Parking Theft (at hotels & shopping malls)

Up to the Sum Insured

Auto Gap (total loss of brand new car only)

Up to the Sum Insured

How to Buy Oman Car Insurance Via Prominent Insurance Brokers?

Step 1

Visit the official website of Prominent Insurance Brokers. Enter your details in the Oman/Sukoon car insurance online get quote form.​

Step 2

Once you provide all the required details in this form, click on the ‘Submit’ button.

Step 3

One of our executives will soon get in touch with you. You will be guided by our team to buy the best car insurance plan in the UAE. You can make the payment online.

You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.

Frequently Asked Questions on Sukoon Car Insurance

The comprehensive car insurance plan from Sukoon Insurance extends its coverage to Oman. You can get the same benefits in Oman too.

Yes. You can renew the Oman Car Insurance policy in any Emirate. You can also get the motor insurance certificate from the nearest branch.

Sukoon Car Insurance will reimburse the loss or damage caused due to accidents only. Any other damage will not be covered by the policy.

As long as the driver is legally authorized to drive in the UAE, the loss or damage will be covered by the policy.

Disclaimer: The motor insurance policy or plan may have limitations, exclusions, and other terms and conditions that may affect coverage. It is important to carefully review the policy wording before making any decision.