Watania Health Insurance
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About Watania Takaful Health Insurance
Watania Health Insurance is one of the leading providers of medical insurance in the UAE. The company is part of Watania International Holdings, which provides Shariah-based family and general insurance solutions.
Watania offers a wide range of Takaful products to both individuals and business entities. The company's operations are spread all across the UAE, with full-service offices located in Abu Dhabi, Sharjah, Deira, and Jebel Ali.
Watania Takaful Family provides flexible and personalised healthcare plans to residents of the UAE. Individual policyholders and their family members get comprehensive coverage for their hospitalisation and other medical expenses. Watania Takaful Health Insurance was earlier known as Noor Takaful Health Insurance.
Features & Benefits of Watania Takaful Health Insurance
The top features & benefits of Watania Takaful Health Insurance are listed below:
DHA Accreditation
The company is accredited as a participating insurance provider with the Dubai Health Authority (DHA).
Care Centers
The company has an extensive network of over 1,600 healthcare centres spread across the UAE.
Home Country Treatment
The policyholder has an option to avail of medical treatment in his/her home country.
Second Opinion
The policyholder can choose to obtain a second medical opinion from another authorised medical professional.
Daycare Treatment & OPD
Apart from hospitalisation, Watania Medical Insurance covers all the expenses of daycare treatment, medical consultation, and pharmacy bills. Emergency ambulance services are also covered under this policy.
Maternity Coverage
Women customers get maternity coverage for their pre & post-delivery expenses. Further, the policy also offers newborn baby coverage to cover the health expenses of the newborn child.
Accident Coverage
Watania Health Insurance provides personal accident cover and accidental death coverage to policyholders
Diagnostic Procedures
All the expenses related to diagnosis and medical tests are also covered by the health insurance plan.
How to Buy Watania Health Insurance Online?
Step 1
Visit the official website of Prominent Insurance Brokers. Enter your details in the online get quote form.
Step 2
Once you provide all the required details in this form, click on the 'Submit' button.
Step 3
One of our executives will soon get in touch with you. You will be guided by our team to buy a Watania Health insurance plan in the UAE. You can make the payment online.
You can also click on the Whatsapp icon on this page and chat with our team members. You will be guided step-by-step to buy the policy online.
Why Should You Renew Your Watania Medical Insurance Before It's Due?
The Watania medical insurance coverage expires if the policy is not renewed on or before the due date. The policyholder cannot claim any insurance benefits later.
Policyholders end up losing the accumulated benefits such as no-claim bonus in health insurance (NCB) and waiting period credit if the health policy is not renewed before the due date.
A health insurance policy cannot be renewed once it lapses. You need to buy a new policy. This may involve undergoing a fresh medical examination procedure.
What is an Insurance Continuity Certificate in the UAE? What is Its Importance?
An insurance continuity certificate in the UAE enables your new employer to provide insurance coverage in the event of your job switch. This certificate is issued free of cost by the previous insurance provider. It is valid for a period of 30 days from the issue date.
The insurance continuity certificate ensures that you have continuous medical insurance coverage despite changing jobs in the UAE. There will be no gaps in an employee's insurance coverage. The employer can subsequently negotiate better rates and save a significant sum on the policy premiums.
Frequently Asked Questions on Watania Health Insurance
Yes. Dar Al Takaful acquired Noor Takaful in 2020. In July 2022, the National Takaful Company merged with Dar Al Takaful, which was later renamed Watania Takaful in March 2023.
Yes. Watania medical insurance plans provide you with global coverage except for high-risk and UN-sanctioned countries.
No. Dental treatments and any other procedure that is not medically important are not covered by Watania Takaful Health Insurance.
The term ‘network’ refers to a system of healthcare providers that includes hospitals, clinics, pharmacies, and other medical centres. Two networks, i.e., Aafiya (APN) and Nextcare (RN3 & PCP), are available under Watania Health Insurance.
Yes. You must either be a citizen or a resident of the UAE to sign up for any Watania health insurance plan.
Disclaimer:
Watania Takaful’s health insurance plans may have limitations, exclusions, and other terms and conditions that may affect coverage. It is important to carefully review the policy wording before making any decision.