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Ratibi Prepaid Card Balance Check

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What is the Ratibi Prepaid Card?

The Ratibi prepaid card is a payroll solution designed by the First Abu Dhabi Bank (FAB). This card enables employees earning up to AED 5,000 per month to receive their salaries without having a bank account. The card is an efficient digital alternative to the traditional banking channel.

The employers can directly transfer the salaries onto a Ratibi prepaid card and avoid issuing cheques or making cash payments. The employees can use this card like a normal debit card to withdraw cash from ATMs, make purchases at stores, or shop online. It eliminates the need to carry cash and helps you save on charges too.

How to Check the Ratibi Card Balance Online?

Checking the balance on your Ratibi card enables you to keep track of your spending and manage your finances efficiently. The steps to perform a Ratibi balance check are as follows:

Visit the official website of the First Abu Dhabi (FAB) Bank

Under ‘Personal Banking’, navigate to the ‘Prepaid Cards’ section and select ‘Ratibi Prepaid Card’

Go to the ‘Existing Ratibi Card Holder’ sub-section

Click on ‘Ratibi Prepaid Card Balance Enquiry’

Enter the last two digits of your Ratibi card number on the ensuing page

Click the ‘Go’ button to view your Ratibi card balance on the screen

Ratibi Card Balance Check in a Mobile App

The Ratibi card balance check can also be done by installing a mobile app. Here’s how you can do it with a few clicks:

Download and install the official FAB bank mobile app from the Play Store or the App Store

Create a personal account on the app with a unique user ID and a password. Then link your prepaid card to the app

Log in with your credentials and complete the authentication process (if any)

Navigate to the ‘Check Balance’ option on the dashboard

Click on ‘Check Balance’ for the Ratibi balance inquiry. The card balance is displayed on your screen.

Requirements to Get the Ratibi Prepaid Card

The details of the eligibility criteria and documents required to get the Rabiti prepaid card are as follows:
  • The employer should have a corporate account with the First Abu Dhabi (FAB) Bank
  • The employee applying for the Rabiti card must be a resident of the UAE
  • Only employees with complete and updated KYC details can apply for a Rabiti prepaid card

How to Apply for the FAB Rabiti Prepaid Card?

The step-by-step procedure to apply for the Rabiti prepaid card is as follows:

Complete the Ratibi application form and the employee details Excel sheet. These forms are necessary to place a request for a Ratibi prepaid card.

Complete the iBanking application form to obtain online card management access.

Submit the completed application forms to the nearest branch or community banking branches.

What are the Benefits of the Ratibi Prepaid Card?

The FAB Bank Ratibi card is loaded with special features to benefit both employers and employees. The details are listed below:

Direct credit of salaries to the employees’ prepaid cards. No requirement for a bank account

Prepaid cards are safe and convenient. They eliminate the risk of carrying cash

Instant receipt of salaries due to automated crediting

Free SMS alerts for salary credits

No monthly charges and no minimum balance requirements

Prepaid cards can be used for cash withdrawals at ATMs, in-store purchases, and online shopping

Free personal accident insurance provides coverage for the death and permanent disability of cardholders

Dedicated customer support through a 24/7 call center

100% compliance with the UAE government’s WPS guidelines

Secure salary transfers from the employer’s corporate account to the employee’s prepaid card through online banking

Seamless salary payment for employers due to simplified payroll processing

Real-time card management for employers through online banking

Frequently Asked Questions on the Ratibi Prepaid Card

The FAB Bank’s Ratibi prepaid card does not have any minimum balance requirement.

The Ratibi prepaid card offers a convenient alternative to traditional banking methods. It provides a stress-free salary payment solution for employers to credit salaries to employees who may not have a bank account.

Prepaid cards generally do not expire and can be used as long as you add money to your card. However, certain banks may set an expiration date and request cardholders to either obtain a replacement card or get a refund check for the unspent balance.

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