Every Business is unique. Each Business has its unique set of opportunities and external treats. A trader has to deal with different complications as compared to say a Doctor. We at Omega Insurance understands the different risk your business faces and can offer a comprehensive blanket all-risk insurance solution.

Some of the most common treats that your business face are:

  • Fire
  • Rain, Tempest, Flood
  • Burglary & Theft
  • Equipment malfunction
  • Expensive lawsuits
  • Employees Physical Disability

In the event of such a major catastrophes, our insurance solution can provide cover for:

  • Your lost or damaged Assets: Property All risk insurance covers protects your physical assets such as furniture and furnishings, office equipment and building contents
  • Profits lost due to interruption of business
  • Comprehensive General Liability: Public liability compensates you for claims by third parties such as customers, neighbors and other affected people
  • Sudden and accidental pollution and contamination liability
  • Product & completed operation liability
  • Employers Liability
  • Workmen’s Compensation: This insurance protect your business by paying compensation to workmen who are injured or harmed during the course of discharging their duties.

 

Additional Optional Covers as per below can also be included in your All Risk Policy:

  • Employee dishonesty: Covers you against fraud committed by your employees
  • Employee Personal Accident: Provides that extra coverage for your employees in the event of death of permanent disablement.
  • Electronic Equipment Breakdown: Covers repair costs, replacement costs as well as extra expense costs as a result of an equipment breakdown.

Our Business All Risk Blanket Cover Policies offer:

  • Flexible Options
  • Wide range of cover
  • Additional extensions available
  • Very simple process and easy to administer

Below are some sectors we provide insurance for:

  • Retail
  • Hospitality
  • Professional services
  • General Trading